Since 2009 square has mainly been known as a point of sale system. However, since the launch of Square Capital last year, the company has issued $100 million in loans to 20,000 small businesses.

Square charges 2.75% per swipe on their payments platform. With Square Capital, there’s no interest applied to the amount its businesses pay back. Instead, it’s paid back as a daily percentage of sales.

With a widely-adopted payments system, analytics and now lending, Square has built a product suite around the small business that goes well beyond its original POS offering.