Amazon offers three- to six-month loans of $1,000 to $600,000 to help merchants buy inventory. It makes money on interest and takes a cut of all sales on its marketplace, which now account for about 40 percent of total Amazon site sales. Amazon said it has offered hundreds of millions of dollars in loans since 2012, with more than half of its sellers opting for a repeat loan. The company declined to provide specific figures and also did not say how much it plans to lend this year. Amazon’s Faricy said the company has become better at understanding the inflection points in a small or medium business where capital can make a difference.

http://recode.net/2015/06/30/amazon-to-offer-loans-to-sellers-in-u-k-china-six-other-countries/