Business are estimated to lose a staggering $400bn this upcoming year due to cyber attacks. And 60% of business leaders recognize cyber attacks as a threat to growth. As a result of this continued explosion of Internet crime, industry experts expect the cyber insurance to triple by 2020, generating $7.5bn in annual premiums. As carriers struggle to price this uncertain risk, the market will be open to disruptors who can aggressively understand and price it.