Interesting writeup on how fintech startups have adapted the "hacker" mentality and how crucial it is to maintain a story, keep transparent and focus strongly on collecting and providing better data. Perhaps the most interesting point mentioned is that fintech companies have strength as being the underdog - "while they may not be market leaders, they seize the conversation and become thought leaders".
‘hacker’, in this context, is therefore a creator and an innovator. It is a mentality, a mindset that looks at how a certain issue is handled and says: ‘well yes we can do it that way, but why don’t we try this instead?’ To have a hacker mentality is to take a positive, curious approach to impossible problems and make them viable. Or, to paraphrase Gemma Godfrey, they don’t just keep it simple, they make it simple. Embraced by both white-label and full-stack fintechs, the hacker mentality means they see how something can always be better. That everything is a continuous improvement on what’s come before. This is also why emergent financial technologies are not just innovative, but energetic and disruptive.