Companies want their employees to save more for retirement via 401(k) plans. To do this some companies are increasing the amount of an employee's salary that is automatically deducted into a retirement account. In the past, 3% was the default amount to deduct, but in 2014, 39% of company plans deducted more than that from workers’ salaries. Despite these efforts, 40% of working households with people between the ages of 25 and 64 haven’t saved anything for retirement