Max Levchin, a founder of PayPal, resigned from Yahoo's board to focus his attention on Affirm, the small business lending startup he founded in 2012. Max predicts that 2016 will be filled with M&A for fintech startups, noting that Affirm “Is starting to get approached by startups offering to sell themselves. It’s still very few and far between right now, but I expect it will increase significantly. My guess is that you will see a lot of M&A and failure activity."