PolicyGenius' CEO, Jennifer Fitzegerald, explains how new technologies will impact our insurance policies. Jennifer believes that driver-less cars will bring down auto insurance premiums and homeowner's insurance will have to be adopted to cover damages from a drone crash. As new tech and business models are developed for consumers the insurance industry will have to figure out ways to adapt by creating new products and services. Most likely, the incumbents won't fill or identify all the gaps, which is one reason we've seen a swarm of new startups attacking the insurance industry.