The Office of the Comptroller of the Currency is intended to issue a white paper this week, aimed at kicking off discussions on how best to regulate the fast-growing sector that is fintech. These are the regulatory shifts that we have been hoping for, allowing new entrants to have a policy maker they can talk to before running out to build something that could potentially be locked down. Although the US is a tad behind the UK with regards to the "ease of use" for fintech startups, this is a good sign for future growth.