First, get educated about the "patent abuser" problem. Every fintech entrepreneur has a responsibility to his or her clients, partners, customers and employees to be informed about how patent abusers operate. Eighty percent of patents litigated by PAEs are acquired from other operating companies. Nearly 1,000 companies have transferred patents, knowingly or unknowingly, directly to PAEs in recent years. Second, support policies and patent applications that foster clearer IP language. Focus on setting high standards for "novelty and non-obviousness" in the patents you file. Find and retain patent counsel that sets a high bar in patent formulation specialized in the skills of good patent construction. Third, recognize that there is safety in numbers. Fintech startups can protect themselves by joining a community like the LOT Network that helps its members share information, expertise and resources.

http://www.americanbanker.com/bankthink/fintech-patent-trolls-cant-be-allowed-to-win-1080723-1.html