Uber recently began offering sub-prime auto loans to drivers, with lease payments being extracted directly from drivers' earnings.  Quartz's Sarah Leberstein contends that these leases are exploitative of drivers, who may face difficulty when gas prices spike or Uber lowers its fares.  Moreover, Uber's leases can be priced far above the actual Blue Book value of the car, increasing the likelihood that drivers will struggle to operate profitably after leasing a car.