“I prefer the term ‘massive improvement’ to ‘disruption,'” says Miller, who learned about the insurance business while working with Hub and Applied Systems and while surveying small business owners about their insurance experience.. Embroker is a commercial lines platform that empowers — hence the name, Embroker — small businesses to manage, buy, analyze, compare and store all of their insurance information data in one place. In many respects Embroker is Zenefits for the property/casualty side, rather than employee benefits. Embroker is not so much displacing or disrupting what commercial insurance brokers now do as it is supplementing and complementing their traditional methods—while giving small business customers who want it more information, convenience and control along the way.

http://www.insurancejournal.com/news/national/2016/06/15/411372.htm