The key, Klein said, is in the demographic that the company is targeting. “There is a broader theme that not online lenders are created equal,” he said. “Generally, it depends on the asset class and credit spectrum, and if you plot all the lenders, you will actually see some variability.” In the case of CommonBond, he said that some of the important factors are the fact that it targets higher education students, who will be earning more over the years when they are working, and it’s also seeing a growth in its loan volumes, which are double what they were a year ago — although the company is not disclosing actual numbers.

https://techcrunch.com/2016/07/19/student-loan-platform-commonbond-raises-300m-and-30m-in-equity-buys-gradible/