According to a report last fall by credit bureau Experian Automotive, the total balance of all outstanding U.S. auto loans reached $1 trillion between April 1 and June 30, 2016, the second consecutive quarter that it surpassed that mark. More consumers also are turning to auto leasing versus buying these days, which in turn promises a flood of off-lease used cars that will threaten critical new car sales.

http://www.usatoday.com/story/tech/talkingtech/2017/01/23/ford-financing-goes-high-tech-autofi/96972664/