RD Legal Funding called the lawsuit and statements from the CFPB and New York Attorney General "outrageous" and "without merit." The U.S. government created the Zadroga Fund to pay billions of dollars to first responders, many of whom suffer from severe injuries and illnesses during their time working in the toxic rubble following the country's worst terror attack. There can be a lag period for when someone is approved to receive funds and when the money is awarded. During that delay, the government claimed in its lawsuit that RD Legal Funding would "swoop in with a 'deal,'" and offer customers an up-front payment that would get repaid when they received their awards.

http://money.cnn.com/2017/02/07/pf/cfpb-rd-legal-funding-sept-11-scam/