Berlin based credit scoring startup Bonify has raised €5.5m in Series A funding led by Mosaic Ventures and Ribbit Capital. Bonify is a unique platform that offers easy to read credit-reports, allows users to check and correct their scores, monitor changes, and receive tips on how to optimize their scores. It’s state-of-the art Personal-Financial-Management-Tool (PFM) helps users manage their money with an easy overview of income and spending.