Led by experienced bankers in CEO Mark Mullen and chairman Anthony Thomson, the challenger received its banking license in June 2015 and launched operations in April 2016, offering two fixed-saver accounts and secured business lending for SMEs. Since then, it has been building up its product range, recently launching a mortgage offering, with current accounts, debit cards, overdrafts and instant access savings, all in the pipeline. All products are serviced through the firm's app, with modern technology such as face and voice biometrics, and machine learning technology at the heart of a system promising to shake up the traditional, branch-based retail banking world.

https://www.finextra.com/newsarticle/30225/atom-bank-raises-83m-says-more-to-come