Founded by mid-20-year-olds Andy Chan (25) and Winston Wong (26) who met playing basketball, the startup wants to free small companies on tight budgets from the restraints of unpaid invoices. That’s to say that a large chunk of an SME’s working cash flow is locked up in invoices that may take up to 90 days to actually pay out. Qupital tackles that issue by companies to take a loan to cover 80-95 percent of the value of the invoice, its platform matches this need with investors/funders who cover the cash with the promise of a return.

https://techcrunch.com/2017/05/17/qupital-raises-2-million/