Almost half of banks and credit unions consider large tech companies to be a “significant threat,” according to an Infosys Finacle survey of 300 bankers. Amazon declined to comment. Amazon doesn’t offer traditional banking services at a large scale in the U.S., but it does have an impact on America’s financial system. More than 33 million people use the company’s payment system, and it has lent more than $3 billion to small businesses that sell on its platform since 2011, the research report said. Early last year, the company introduced Amazon Cash, where users can load funds onto their Amazon account.

https://www.bloomberg.com/news/articles/2018-01-25/india-and-mexico-get-an-early-taste-of-the-bank-of-amazon