“People shop their home loans, while most just get their auto loans from the dealership where they bought their car, so their rates are artificially high,” Bennett said in a recent interview. “Meanwhile, credit unions can be great for auto loans but they might not have the tools to reach consumers.”

https://techcrunch.com/2020/02/17/motorefi-raises-8-6-million-to-bring-its-auto-refinancing-platform-to-the-masses/