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Since its launch, Apple Pay transactions at brick-and-mortar retailers relied on NFC and an iPhone near the payment terminal to make a contactless purchase. While these transactions are routine, the NFC method isn’t the only way Apple envisioned how to communicate the payments. While QR codes have been commonplace for years, their use has faded amid tech solutions. But COVID-19 has given new purpose to it as a way to enable touchless commerce.
AppleInsider reported the U.S. Patent and Trademark Office granted a patent Tuesday (Sept. 8) titled “Effecting payments using optical coupling,” containing evidence that Apple has considered using the technique for some time. In the filing, Apple describes a secure transaction without direct communication of sensitive data between the user’s device and a retailer’s platform.
https://www.pymnts.com/apple-pay-tracker/2020/apple-pay-eyeing-qr-code-transactions/
