“Our mission is to reinvent, unbundle and democratise access to the complex, opaque and byzantine 70-year-old credit card market, which is worth $4 trillion in the U.S. alone,” said Nigel Verdon, CEO and co-founder.

https://techcrunch.com/2021/07/14/railsbank-raises-70m-to-build-out-its-fintech-as-a-service-platform/