“There’s been an inflection point,” said Clyde. “Open banking solves the barriers of account-to-account payments, and it will allow these to go mainstream. And so the uptake is quite tremendous. We are seeing 10% to 20% month over month growth in volumes in the U.K.”

https://techcrunch.com/2022/05/12/token-io-raises-40m-to-expand-open-banking-based-account-to-account-payments-in-europe/