“Tenet exclusively works with sustainability and ESG-focused institutional investors and capital markets,” CEO Alex Liegl told TechCrunch. This apparently lets the startup “access cheaper cost-of-capital, which it can pass on to the end-consumer in the form of lower rates than those offered by traditional lenders.”

https://techcrunch.com/2022/06/28/drive-now-pay-later-startup-makes-evs-more-accessible-by-putting-off-the-biggest-bill/