FICO score’s hold on the credit market is slipping
FICO scores are starting to fall out of vogue as banks and other financial institutions use their vast treasure trove of internal data to...
News by FinTech Collective
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Experian lets Brits use Netflix subscriptions to boost credit scores
Experian is tapping Open Banking to help Brits instantly improve their credit scores by using their council tax and Netflix and Spotify...
Nova Credit banks $50m to expand its service sourcing credit reports across borders
San Francisco based cross-border credit reporting platform raised $50m in Series B funding led by Kleiner Perkins.
{
“We made a discovery among the international students we surveyed, which was that many said they couldn’t get credit, cell phone plans,...…
Experian announces credit score product combining traditional credit data with alternative data
Experian Lift, which will be available to lenders in 2020, enhances predictive performance by 23% when compared to other scores.
{
"Knowing how a consumer is managing credit at a single point in time only tells part of the story. By looking at historical payment...…
Credit reporting agencies face pressure from skeptical U.S. Congress
The massive data breach disclosed by Equifax in 2017, where a cyber attack exposed the personal data of roughly 148 million people, has...
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