Business Insider surveyed a number of the brightest minds in financial technology, including chief information officers at industry giants, heads of innovation, startup founders and venture capitalists, and asked them one question. What is the one thing that is going to change finance as we know it in the next decade? Their answers varied widely, but there was a handful common theme that ran through all of their responses. 

http://www.businessinsider.com/we-asked-some-of-the-smartest-minds-in-fintech-how-wall-street-is-going-to-change-this-is-what-they-said-2015-9