French startup Linxo has won over almost 1 million customers and gained access to their bank accounts. The company’s app aggregates information such as transactions and balances from several accounts onto a single screen to help people manage a budget.
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French Startup Has No Bank License, But It's Got a Million PINs
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Linxo integrates bank accounts, offers extra services like spending forecasts and it’s also testing PayPal integration and monitoring of stock investments. “Our long-term vision is to handhold people through financing their projects, from budget planning to retirement,” Van Haetsdaele said. While Linxo doesn’t sell banking products for now, the app is likely to go into distribution down the line, as well as include services like transferring money from one account to another, Van Haetsdaele said. Created six years ago in Aix-en-Provence in the south of France, the company is backed by minority shareholders Credit Agricole SA and Credit Mutuel Arkea SA.
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