Not All the Old Rules Are Dead Part of the generational disconnect is the idea that frugality alone will allow a responsible young professional to reach these financial goals. Ditch the Sweetgreen salads and dial back the spending on your fancy coffee, the advice goes, and you’ll be able to afford that down payment in no time.

https://www.wsj.com/articles/your-parents-financial-advice-is-kind-of-wrong-11568367000