Experian Lift, which will be available to lenders in 2020, enhances predictive performance by 23% when compared to other scores.
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Experian announces credit score product combining traditional credit data with alternative data
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"Knowing how a consumer is managing credit at a single point in time only tells part of the story. By looking at historical payment information through our trended data attributes, we can see how a consumer uses credit, or pays back debt over time, to create a more accurate risk profile," added Wright.
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