The approach, dubbed banking-as-a-service, is inspired by what Amazon has accomplished with its cloud business. Just as Amazon enabled a generation of businesses to tap into cheap computing power, Goldman’s wager could spur the proliferation of digital wallets and seamless payments throughout the corporate and consumer realms.

https://www.cnbc.com/2020/10/28/this-is-how-goldman-intends-to-break-into-the-32-billion-industry-serving-c.html