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Jack Ma’s Ant plans major revamp in response to Chinese pressure

Ant Group is planning to turn itself into a financial holding company overseen by China’s central bank, responding to pressure to fall fully in line with financial regulations. The plan represents a significant turnaround by a digital-payments juggernaut that has in recent years tried to shed its image as a financial-services provider and fashion itself as an internet-technology company, which helped it command lofty valuations.

“Financial regulators were concerned that Ant’s regulatory arbitrage had allowed the company to provide a rosy picture of its overall financial position and hide the financial risks engendered by its aggressive expansion into new lines of business,” he said.

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ant financial, china, regulation