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CRED raises $215m in Series B funding at a $2.2b post-money valuation

India based bill payment and rewards platform raised $215m in Series B funding led by Falcon Edge Capital and Coatue. 

“India has 57 million credit cards (vs 830 million debit cards) [that] largely serves the high-end market. The credit card industry is largely concentrated with the top 4 banks (HDFC, SBI, ICICI and Axis) controlling about 70% of the total market. This space is extremely profitable for these banks – as evident from the SBI Cards IPO,” analysts at Bank of America wrote in a recent report to clients.

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payments, india, emerging markets