"Decades of traditional underwriting and a heavy reliance on FICO credit scores have been holding back a lot of innovation in the space. While for gig and freelance workers there were other solutions for pensions and things, there was very little in the credit space before SteadyPay.”

https://techcrunch.com/2022/03/04/london-based-steadypay-helps-freelancers-and-gig-workers-stabilize-their-income/