"In this country, the vast majority of people actually get health insurance from their employer," Flanzraich says. "The problem with that is that you're with your employer for a short period of time, so there's essentially no incentive for a health plan to care about your long-term health."

https://www.axios.com/pro/fintech-deals/2022/05/10/exclusive-ness-grabs-155-million-for-healthy-rewards-app