“A major challenge when running a business is getting enough funds to cover operating costs, especially in the early stages,” Johnston said. “While revenue you generate from the sale of products and services can pay for some expenses, it may not be enough to cover costs that need lump-sum working capital — for example, opening a new store, marketing new products or buying expensive equipment. We are focused on how we can help the SMEs improve their cash flow so they can thrive. That’s really a main driver for us.”

https://techcrunch.com/2022/05/11/citi-backs-crowdz-which-just-raised-10m-for-its-blockchain-powered-invoice-financing-marketplace/