The acquisition comes as Qonto pursues its ambition of onboarding 1m European SMEs and freelancers by 2025. Founded in 2017, Berlin-based Penta offers a suite of banking, budgeting and bookkeeping tools for small and medium-sized enterprises (SMEs) within Germany. The acquisition will bring 50,000 customers across from Penta, added to the 250,000 clients that Qonto currently has across France, Germany, Italy and Spain.