“We designed Credit with the reality of an entrepreneur in mind. We recognized that having smooth cash flow is important for business owners, and as a business matures, entrepreneurs may find themselves looking for a credit line to maximize their working capital for expected (and unexpected) expenses,” said Shopify President Harley Finkelstein.

https://techcrunch.com/2023/07/26/shopify-expands-into-credit-as-it-pushes-further-into-the-fintech-space/