"Today, as a consumer you can apply for an Apple Card on your phone and use it minutes later at a coffee shop. It’s instant and seamless. But if you’re a small business applying for the same credit card, financing, merchant services, or a new bank account? That is a different story."

https://techcrunch.com/2025/03/11/the-sibling-founders-of-stax-payments-are-back-with-a-new-fintech-and-a-20m-seed-raise/