Congratulations to portfolio company Ziina for being named to CB Insights 8th annual Fintech 100 list. Fintech in 2025 looks different. The era of cheap capital, consumer hype, and pandemic-fueled growth has passed. But the momentum hasn’t disappeared — it’s shifted from the front end to the foundation, as companies focus on building the systems and automation that keep financial services running. To no surprise, AI is at the forefront of these changes and this year’s Fintech 100 highlights the companies poised to lead this transformation.
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Fintech 100: The most promising fintech startups of 2025
This year’s cohort spans 26 countries with a record 60 winners outside the US. The winners have an average Mosaic score of 775 (top 2% of private companies) and are scaling fast with 61% average headcount growth over the past year vs. the fintech average of 13%.
