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Affirm and Stripe team to combine BNPL and agentic AI

The expanded collaboration is designed to support shared payment tokens (SPT), which allow AI agents to make purchases with a shopper’s permission and preferred payment method without exposing sensitive credentials. Eventually, the partnership will bring Affirm’s pay-over-time options to checkout in “AI-driven commerce experiences,” the companies said.

“Integrating Affirm into agentic payments helps businesses drive conversion while giving shoppers more choice in how they pay,” added Kevin Miller, head of payments at Stripe.