"A buyer is ready to move forward, but the price of annual upfront commitment gives them pause. In order to close the deal, the seller faces a predicament: discount to make the annual number easier to swallow, or offer the monthly terms the buyer actually wants."

https://www.globenewswire.com/news-release/2026/04/14/3273128/0/en/Ratio-Raises-15-8M-and-Secures-100M-in-Lending-Capacity-to-Solve-Cash-Flow-Constraints-for-B2B-Tech-Scale-Ups.html