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Wall Street takes its cut of $34t in US homeowner wealth

The products are the latest effort by Wall Street to meet global investors’ voracious appetite for US housing by turning home equity into a tradable asset, fueled this time by the roaring growth in private credit. The contracts can be bundled, financed and sold to institutional investors. Investment banks have been packaging the HEIs in bond sales that are routinely oversubscribed.

“Normally, I’d be all ‘Yay, yay, yay,’” said Hoag, a 67-year-old server at a seafood restaurant in Neptune Beach. “It’s a curse.”