VantageScore 3.0 is the first credit score model to be built on post-recessionary data, and it has the ability to generate a credit score for 30-35 million more consumers than traditional credit scoring methodologies. The interactive account platform brings transparency to the user's credit profile, explaining important credit factors that generally determine consumer scores while examining which factors are most significantly impacting the user's personal credit profile at each point in time. LendingTree also benchmarks users' credit profiles against comparative norms, allowing them to see how they rank relative to other users of the similar ages and geographic locations.

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