Peter Renton, p2p lending advocate, looks back at the previous year and gives his thoughts on 2015. Peter, an avid blogger, became a professional investor in 2014 when he started Lend Academy Investments. The firm manages individual accounts and funds that invest in p2p loans available on Lending Club, Prosper, and Funding Circle. He predicts that in 2015 we will see a p2p marketplace for non-accredited investors and that a mid-size bank will launch its own platform.