Western Union is adopting a vastly different use of Apple Pay than what banks and merchants have so far considered. It is enabling Apple Pay as a funding mechanism for money transfers and in-person bill payments at thousands of Western Union locations. This new spin on Apple's mobile wallet, which was designed for in-store and in-app purchases, may spur banks to rethink their approach to money transfers.

http://www.americanbanker.com/news/bank-technology/western-unions-apple-pay-move-should-light-a-fire-under-banks-1072393-1.html