To support the FROPS software, Salviol maintains a database of known global fraud schemes, which is continually updated as new ones are discovered. “What we noticed is that fraud schemes are moving globally, so if you see something happening in Eastern Europe you will see the same thing coming to the U.K. in 3 months or U.S. in 6 months. So FROPS serves as an anti-virus tool for fraud,” explains Vidović. To that end, the company’s main customers are banks, insurance companies and telcos. Meanwhile, Vidović cites the likes of Detica (BAE Systems) and SAS as competitors. “Our main competitive advantage is the existing database of fraudulent schemes and our 12 month money back guarantee — if we do not help our clients prevent at least as much fraud as they paid for FROPS, we give them their money back."

http://techcrunch.com/2015/07/08/salviol/