Controversy just can't seem to leave LendingClub alone. With talks of a potential private takeover by founder and former CEO Renaud Laplanche (following his controversial exit earlier this year), the postponement of Lending Club's annual meeting, the hiking of its rates and its website going down earlier this week (with investors especially concerned as, unlike competitor Prosper, LendingClub does not lend through a bankruptcy remote vehicle), it seems nothing can go its way.

Yet, in a rare reprieve, LendingClub is reported to have been in talks with hedge funds Och-Ziff, Soros Fund Management and Third Point to raise as much as $5b to fund its loans. This is significant considering LendingClub originated $8b in all of last year, and has faced a challenging securitization market.