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Business Insider surveyed the brightest minds in fintech, including CTOs at industry giants, startup founders, and venture capitalists. Dee Choubey, CEO of portfolio company MoneyLion, is featured and outlines how alternative data sets and modern technology stacks will increase consumer's access to credit and enable richer customer relationships.
Diwakar Choubey, CEO of online lender MoneyLion "Regulators, too, will begin to get comfortable with these real-time personas of borrowers, as they reduce the cost of credit for the previously underbanked and the cost of servicing bad loans for lenders. Ultimately, modern technology stacks enable it all, by delivering financing services on-demand and often for free.
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