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Jack Dorsey’s Square Makes a Move Into Banking

Square is planning to offer loans and deposit accounts to small businesses, and will capitalize this new business unit (called Square Financial Services) with $56m.  Square Capital has already originated $1.8b in loans to more than 140k businesses.

The San Francisco-based finance firm led by Jack Dorsey plans to submit an application on Thursday to form a wholly owned bank based in Utah, the company said.

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banking, lending, payments