The Bank for International Settlements (BIS) believes central banks will need to figure out whether to issue a digital currency of their own, with the Dutch central bank already creating its own cyrptocurrency for internal use and the US exploring the matter as well.
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World Banks can't ignore the bitcoin boom
According to the BIS, one option for central banks might be a currency available to the public, with only the central bank able to issue units that would be directly convertible with cash and reserves. There might be a greater risk of bank runs, however, and commercial lenders might face a shortage of deposits. Another question to be resolved would be the question of privacy.
