Dismayed at the rates offered by online brokerage firms, he opened an account at Marcus and transferred over some cash. "There was a perception that in the past you needed a minimum of $5 million to do business with somebody like that, and now you can do it in a series of mouse clicks," Ponvert said. "I love the idea of it, that you can easily shop around for fair interest rates, as opposed to the old bricks-and-mortar model."

https://www.thestreet.com/investing/goldman-pays-high-rates-for-deposits-in-retail-banking-push-14618194